## How is a handicap index calculated?

A Handicap Index is calculated from the lowest Score Differentials in the scoring record . If a scoring record contains at least 20 Score Differentials, the procedure for calculating a Handicap Index is:

## Do you have 20 scores on your golf handicap?

But lots of people don’t have that number on their record and this is where the fun and games start. Your handicap will continue to develop until it contains those 20 scores and the number of score differentials that are used to calculate it varies according to the number you’ve played.

## How do scoring differentials affect your handicap?

So, let’s say you have four scores in your record. Only the best scoring differential will count towards your handicap (with an adjustment of -1). Hopefully, you’ll now begin to see what happens if you’ve got limited scores to draw from and you go out and have a great day.

## How does your handicap develop?

Your handicap will continue to develop until it contains those 20 scores and the number of score differentials that are used to calculate it varies according to the number you’ve played. Here’s a handy chart from the R&A and USGA that should hopefully help explain it a bit better. So, let’s say you have four scores in your record.